Individual debtors are eligible to receive their Chapter 7 discharge 60 days from the date set for the 341 meeting, unless a creditor objects in a timely manner or the court orders otherwise.  In the normal case where no complaint objecting to the discharge is filed, the debtor will receive a discharge within five working days after the 60 days has passed. If a notice of amendment to schedules is filed to add creditors, the discharge will be delayed an additional 30 days from the date of filing the notice. Failure of the debtor to complete the Personal Financial Management Course and to file the required form (AO 423) will delay the debtor's discharge and, if the case is otherwise ready to close, may result in the case closing without issuing a discharge to the debtor.  If this occurs and the debtor wishes to file the required forms and apply for a discharge, the case will need to be reopened and the required reopening filing fee paid.