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J GQr`WingdingsGXXXLNPRSTUV 359=AEIMQ1 o o oXW #|x(o$..      ]XXX]XXXX]XAdobe PDF 0(9 Z6Times New Roman Regular]X3#37=CIQYag1.a.i.(1)(a)(i)1)a)bi): I::i+00U [o!..      ]XXX]XXXX]X  _XXXXMOW30163.1(05/07)#XX# X @l l 9XXXXINTHEUNITEDSTATESBANKRUPTCYCOURT  @ FORTHEWESTERNDISTRICTOFMISSOURI x INRE:0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#)D(#(#    `     h   )0  CaseNo.*(#(#    `  Debtor(s). h   ) h #XXX9Xo#  SmallBusinessCaseunderChapter11 4       [NAMEOFPLANPROPONENT'SCOMBINEDPLANANDDISCLOSURE   STATEMENT,DATED[INSERTDATE]    TableofContents  t  [INSERT] Z    I.  INTRODUCTION d    ThisisthecombinedPlanandDisclosureStatement(foreaseofreference,thecombinedPlan 0 andDisclosureStatementwillbereferredtoasthe Plan)inthesmallbusinesschapter11case  of______________(the"Debtor").ThisPlanisfiledunderchapter11oftheBankruptcyCode  (the Code)andproposestopaycreditorsoftheDebtorfrom[specifysourcesofpayment,such  asaninfusionofcapital,loanproceeds,saleofassets,cashflowfromoperations,orfuture p income].ThisPlanprovidesfor__________classesofsecuredclaims;_________classesof V unsecuredclaims;and___________classesofequitysecurityholders.Unsecuredcreditors < holdingallowedclaimswillreceivedistributions,whichtheproponentofthisPlanhasvaluedat z" approximately______centsonthedollar.Theproposeddistributionsarediscussedatpages__ ` __ofthisPlan.ThisPlanalsoprovidesforthepaymentofadministrativeandpriorityclaims. F AllcreditorsandequitysecurityholdersshouldrefertoArticles___through___ofthisPlanfor  informationregardingtheprecisetreatmentoftheirclaims.  ThisPlanalsoprovidesdetailedinformationregardingthetermsforpaymentoftheDebtors   creditorsandotherinformationdesignedtoassistcreditorsandequitysecurityholdersin l! determiningwhethertoacceptthePlan. Yourrightsmaybeaffected.Youshouldreadthese  R" paperscarefullyanddiscussthemwithyourattorney,ifyouhaveone.(Ifyoudonothavean !8# attorney,youmaywishtoconsultone.)  v" $  A.  PurposeofThisDocument B$!&  ThisPlandescribes: &#( >X XXX XX X>XTheDebtorandsignificanteventsduringthebankruptcycase. &$) >X XXX XX X>XHistoricalinformationregardingtheDebtorandtheeventsleadingtoitsbankruptcyfiling. '%* >X XXX XX X>XHowthePlanproposestotreatclaimsorequityinterestsofthetypeyouhold(i.e.,whatyou (&+ willreceiveonyourclaimorequityinterestifthePlanisconfirmed). ){', >X XXX XX X>XWhocanvoteonorobjecttothePlan. *a(- >X XXX XX X>XWhatfactorstheBankruptcyCourt(the"Court")willconsiderwhendecidingwhetherto +V). confirmthePlan. ,K*/ >X XXX XX X>XWhy[theProponent]believesthePlanisfeasible,andhowthetreatmentofyourclaimor -1+0 equityinterestunderthePlancomparestowhatyouwouldreceiveonyourclaimorequity ~.&,1  interestinliquidation. d/ -2 >X XXX XX X>XTheeffectofconfirmationofthePlan. X  B.  DeadlinesforVotingandObjecting;DateofPlanConfirmationHearing 3  TheCourthasnotyetconfirmedthePlan.Thissectiondescribestheproceduresunderwhichthe  Planwillorwillnotbeconfirmed.  1.TimeandPlaceoftheHearingtoConfirmthePlan/ApproveAdequateofDisclosure Y Statement  ? ThehearingatwhichtheCourtwillconsiderconfirmationofthePlananddeterminationofthe } %  adequacyofdisclosuresetforthinthePlanwilltakeplaceon[insertdate],at[inserttime],in c  Courtroom____,atthe[InsertCourthouseName,andFullCourtAddress,City,State,Zip I  Code]. /  2.  DeadlineForVotingtoAcceptorRejectthePlan   IfyouareentitledtovotetoacceptorrejectthePlan,voteontheenclosedballotandreturnthe   ballotintheenclosedenvelopeto[insertaddress].SeesectionIX.B.belowforadiscussionof o votingeligibilityrequirements. U Yourballotmustbereceivedby[insertdate]oritwillnotbecounted. ; 3.  DeadlineForObjectingtotheAdequacyofDisclosureandConfirmationofthePlan _ ObjectionstotheadequacyofthedisclosuresstatedinthisPlanandtoconfirmationofthePlan E mustbefiledwiththeCourtandservedupon[insertentities]by[insertdate]. + 4.  IdentityofPersontoContactforMoreInformation  IfyouwantadditionalinformationaboutthePlan,youshouldcontact[insertnameandaddress  ofrepresentativeofPlanproponent]. k   II.  BACKGROUND 7 A.  DescriptionandHistoryoftheDebtor'sBusiness [  TheDebtorisa[corporation,partnership,etc.].Since[insertyearoperationscommenced],the A Debtorhasbeeninthebusinessof__________[DescribetheDebtor'sbusiness]. '   B.  InsidersoftheDebtor  "   [InsertadetailedlistofthenamesofDebtor'sinsidersasdefinedinCode101(31)andan !# explanationoftheirrelationshipstotheDebtor.Foreachinsider,listallcompensationpaidby "g $ theDebtororitsaffiliatestothatpersonorentityduringthetwoyearspriortothe #M!% commencementoftheDebtor'sbankruptcycase,aswellascompensationpaidduringthe $3"& pendencyofthischapter11case.] q%#'  C.  ManagementoftheDebtorBeforeandDuringtheBankruptcy ='$)  DuringthetwoyearsbeforetheDebtorsbankruptcypetitionwasfiled,theofficers,directors, #(%* managersorotherpersonsincontroloftheDebtor(collectively,the"Managers")were[Listthe  )&+ ManagersoftheDebtorpriortothepetitiondate]. )',  TheManagersoftheDebtorduringtheDebtor'schapter11casehavebeen:[ListManagersof *}(- theDebtorduringtheDebtor'schapter11case.] +c).   D.  EventsLeadingtotheDebtorsChapter11Filing -/+0   [DescribetheeventsthatledtothecommencementoftheDebtor'sbankruptcycase.] m.,1   E.  SignificantEventsDuringtheBankruptcyCase S/,2   [DescribesignificanteventsduringtheDebtor'sbankruptcycase: 90-3 Ї>X XXX0     XX X>XDescribeanyassetsalesoutsidetheordinarycourseofbusiness,debtorinpossession X financing,orcashcollateralorders.M(#(# >X XXX   XX X>XIdentifytheprofessionalsapprovedbythecourt. 3 >X XXX0     XX X>XDescribeanyadversaryproceedingsthathavebeenfiledorothersignificantlitigation ( thathasoccurred(includingcontestedclaimdisallowanceproceedings),andanyother  significantlegaloradministrativeproceedingsthatarependingorhavebeenpending  duringthecaseinaforumotherthantheCourt.(#(# >X XXX   XX X>XDescribeanystepstakentoimproveoperationsandprofitabilityoftheDebtor. w >X XXX   XX X>XDescribeothereventsasappropriate.]  l  F.  ProjectedRecoveryofAvoidableTransfers[Choosetheoptionthatapplies]   G    [Option1"IftheDebtordoesnotintendtopursueavoidanceactions] k     TheDebtordoesnotintendtopursuepreference,fraudulentconveyance,orotheravoidance Q  actions. 7  [Option2"IftheDebtorintendstopursueavoidanceactions]   TheDebtorestimatesthatupto$_________________mayberealizedfromtherecoveryof  fraudulent,preferentialorotheravoidabletransfers.Whiletheresultsoflitigationcannotbe  predictedwithcertaintyanditispossiblethatothercausesofactionmaybeidentified,the w followingisasummaryofthepreference,fraudulentconveyanceandotheravoidanceactions ] filedorexpectedtobefiledinthiscase: C *?A@B ddd Xdd Xdd X(#(#, ZZ, ZZ, ZZ+  F1)) ddF  Transaction U@+) dd ddU  Defendant U@+) dd ddU  AmountClaimed XN6)   dd XK(XgK  g   g  6,g  6K(XMK  M   M $M   $K(X3K[Option3"IftheDebtordoesnotyetknowwhetheritintendstopursueavoidanceactions]  TheDebtorhasnotyetcompleteditsinvestigationwithregardtoprepetitiontransactions.Ifyou   receivedapaymentorothertransferwithin90daysofthebankruptcyorothertransferavoidable ! undertheCode,theDebtormayseektoavoidsuchtransfer. s"   G.  ClaimsObjections ?$   Excepttotheextentthataclaimisalreadyallowedpursuanttoafinalnonappealableorder,the }%% Debtorreservestherighttoobjecttoclaims.Therefore,evenifyourclaimisallowedforvoting c & purposes,youmaynotbeentitledtoadistributionifanobjectiontoyourclaimislaterupheld. I ' TheproceduresforresolvingdisputedclaimsarestatedinArticle___ofthePlan. /!(   H.  CurrentandHistoricalFinancialConditions " *   Theidentityandfairmarketvalueoftheestate'sassetsarelistedin ExhibitA .[Identifysource #!+ andbasisofvaluation.] $o", TheDebtor'smostrecentfinancialstatements[ifany]issuedbeforebankruptcy,eachofwhich %U#- wasfiledwiththeCourt,aresetforthin ExhibitB . &;$. AsummaryoftheDebtor'speriodicoperatingreportsfiledsincethecommencementofthe y'!%/ Debtor'sbankruptcycaseissetforthin ExhibitD . _(&0  III.  THEPLANOFREORGANIZATIONANDTREATMENTOFCLAIMSAND +*'2 EQUITYINTERESTS +(3 A.  WhatisthePurposeofthePlanofReorganization? ,*5  AsrequiredbytheCode,thePlanplacesclaimsandequityinterestsinvariousclassesand -k+6 describesthetreatmenteachclasswillreceive.ThePlanalsostateswhethereachclassofclaims .Q,7 orequityinterestsisimpairedorunimpaired.IfthePlanisconfirmed,yourrecoverywillbe /7-8 limitedtotheamountprovidedbythePlan. X  B.  ExplanationofClassesofClaimsandEquityInterests $  1.  ClassesofSecuredClaims   AllowedSecuredClaimsareclaimssecuredbypropertyoftheDebtor'sbankruptcyestate(or  thataresubjecttosetoff)totheextentallowedassecuredclaimsunderCode506.Ifthevalue ~ ofthecollateralorsetoffssecuringthecreditor'sclaimislessthantheamountofthecreditor's d allowedclaim,thedeficiencywill[beclassifiedasageneralunsecuredclaim]. J 2.  ClassesofPriorityUnsecuredClaims n   CertainpriorityclaimsthatarereferredtoinCode507(a)(1),(4),(5),(6),and(7)arerequired T   tobeplacedinclasses.TheCoderequiresthateachholderofsuchaclaimreceivecashonthe :  effectivedateofthePlanequaltotheallowedamountofsuchclaim.However,aclassof   holdersofsuchclaimsmayvotetoacceptdifferenttreatment.     3.  Class[es]ofGeneralUnsecuredClaims z    Generalunsecuredclaimsarenotsecuredbypropertyoftheestateandarenotentitledtopriority ` underCode507(a).[Insertdescriptionof1122(b)convenienceclassifapplicable.] F   4.  Class[es]ofEquityInterestHolders j Equityinterestholdersarepartieswhoholdanownershipinterest(i.e.,equityinterest)intheDebtor. P Inacorporation,entitiesholdingpreferredorcommonstockareequityinterestholders.Ina 6 partnership,equityinterestholdersincludebothgeneralandlimitedpartners.Inalimitedliability  company("LLC"),theequityinterestholdersarethemembers.Finally,withrespecttoan  individualwhoisadebtor,theDebtoristheequityinterestholder.    C.  OverviewTreatmentofClaimsandInterestsunderPlan \   ClaimsandinterestsaretreatedasfollowsunderthisPlan: B *CA@D dd ZZ ZZ ZZ ?A@B(#(#,ZZ,ZZ,kZZ+  1'ff 1  & z Class 'f  '  Impairment 'f  '  Treatment ?5f    ?K(XLKClass1! L! PriorityClaims  2" [Statewhether L# impairedor 2$ unimpaired.]  % [InserttreatmentofpriorityclaimsinthisClass, L& includingtheform,amountandtimingof 2' distribution,ifany.Forexample: ClassIis ( unimpairedbythisPlan,andeachholderofa ) ClassIPriorityClaimwillbepaidinfull,incash,  * uponthelateroftheeffectivedateofthisPlanas !r+ definedinArticleVII,orthedateonwhichsuch "X , claimisallowedbyafinalnonappealableorder. #>!- Except:_______________.] |$$".   X    E  EE݌   X  6,b% #/  6 K(XH&#KClass2! H� SecuredClaim .'$1 of[Insertname (%2 ofsecured (&3 creditor.]  )'4 [Statewhether H impairedor .'$6 unimpaired.]  (%7 [InserttreatmentofsecuredclaiminthisClass, H includingtheform,amountandtimingof .'$9 distribution,ifany.] (%: 'z foA& d [Addclass[es]ofsecuredclaimsifapplicable] )'<   X    I  I^I݌   X  6,*n(=  6 K(X+T)KClass3! +T)> General ,:*? Unsecured x- +@ Creditors  ^.,A [Statewhether +T)B impairedor ,:*C unimpaired.]  x- +D [Inserttreatmentofunsecuredcreditorsinthis +T)E Class,includingtheform,amountandtimingof ,:*F distribution,ifany.] x- +G  'd)H ^.,H &   [Addadministrativeconvenienceclassif X applicable] >   X    L  LL݌   X  6,$  6 K(X KClass4!   Equity  Security ~ Holdersofthe d Debtor  J [Statewhether    impairedor   unimpaired.]  ~  [Inserttreatmentofequitysecurityholdersinthis    Class,includingtheform,amountandtimingof   distribution,ifany.]$~   $  K(X 0K'X3L D.  TreatmentofUnclassifiedClaims T   CertaintypesofclaimsareautomaticallyentitledtospecifictreatmentundertheCode.Theyare :  notconsideredimpaired,andholdersofsuchclaimsdonotvoteonthePlan.Theymay,   however,objectif,intheirview,theirtreatmentunderthePlandoesnotcomplywiththat   requiredbytheCode.Accordingly,thePlanProponenthasnotplacedthefollowingclaimsin   anyclass: z  1.  AdministrativeExpenses F   AdministrativeexpensesarecostsorexpensesofadministeringtheDebtor'schapter11casewhich , areallowedunderCode507(a)(2).Administrativeexpensesalsoincludethevalueofanygoods j soldtotheDebtorintheordinarycourseofbusinessandreceivedwithin20daysbeforethedateof P thebankruptcypetition.TheCoderequiresthateachadministrativeexpenseclaimbepaidonthe 6 effectivedateofthePlan,unlesstheholderoftheclaimagreestoadifferenttreatment.Asreflected  below,eachholderofanadministrativeexpenseclaimallowedunderCode503[,anda gap  claiminaninvoluntarycaseallowedunderCode502(f),]willbepaidinfullontheeffectivedate  ofthisPlan,incash,oruponsuchothertermsasmaybeagreeduponbytheholderoftheclaimand v theDebtor. \  ThefollowingchartliststheDebtor'sestimatedadministrativeexpensesandtheirtreatmentunder B! thisPlan: (" *EA@F ddZZZZkZZkCA@D(#(#, ZZ, ZZ, ZZ+  F1f#f ddFType L7"f$dd ddLEstimated f% AmountOwed L7"L&dd ddLProposedTreatment OE-f'  dd OK(X2KExpensesArisinginthe 2( OrdinaryCourseof ) BusinessAfterthePetition * Date   + ! !X!  aZ  aZZ݌! X!!   2, Paidinfullontheeffective 2- dateofthePlan,or . accordingtotermsof / obligationiflater  0  6,!r1  6K(X"X KTheValueofGoods "X 2 ReceivedintheOrdinary #>!3 CourseofBusinessWithin |$$"4 20DaysBeforethePetition b% #5 Date  H   "X 7 Paidinfullontheeffective "X 8 dateofthePlan,or #>!9 accordingtotermsof |$$": obligationiflater 6,b% #;  6K(X.'$ KProfessionalFees,as .'$< approvedbytheCourt  (%= ! !X!  ^  ^^݌! X!!   .'$> Paidinfullontheeffective .'$? dateofthePlan,or (%@ accordingtoseparate (&A writtenagreement,or )'B accordingtocourtorderif *n(C suchfeeshavenotbeen +T)D approvedbytheCourton ,:*E theeffectivedateofthe x- +F Plan 6,^.,G  6K(XD/, KClerk'sOfficeFees  D/,H   D/,I Paidinfullontheeffective D/,J dateofthePlan 6,*0-K  6K(XX KOtheradministrative X expenses  >   X Paidinfullontheeffective X dateofthePlanoraccording > toseparatewritten $ agreement 9/   9K(X KOfficeoftheU.S.Trustee  Fees -#~  - !   !Paidinfullontheeffective   dateofthePlan PG;#~    PK(Xd KTOTAL B-d G ddB BG-"ddd B3)'d   G 3  K(XJK  2.  PriorityTaxClaims  0 Prioritytaxclaimsareunsecuredincome,employment,andothertaxesdescribedbyCode T  507(a)(8).Unlesstheholderofsucha507(a)(8)prioritytaxclaimagreesotherwise,itmust :  receivethepresentvalueofsuchclaim,inregularinstallmentspaidoveraperiodnotexceeding5   yearsfromtheorderofrelief.   ThefollowingchartliststheDebtor'sestimated507(a)(8)prioritytaxclaimsandtheirproposed z  treatmentunderthePlan: ` *HA@I dd ZZ ZZ ZZ EA@F(#(#,ZZ,ZZ,ZZ, ZZ+  <G',, <  Description , (nameandtypeoftax) AG,!j G A  Estimated , Amount j Owed AG,!P G A  Dateof ,  Assessment AG,!j! G A  Treatment ND,,"   G NK(X6K  6#   6$   6% Pmtinterval= 6& [Monthly]payment= ' Begindate= ( Enddate= ) InterestRate%= v* TotalPayoutAmount=$ \+ $B,   $  K(X(K  E.  TreatmentofClassifiedClaimsandInterests. f-  1.  Class1:PriorityClaims. h  2/ AllallowedclaimsentitledtopriorityunderCode507(exceptadministrativeexpenseclaims 0 under507(a)(2),[ gapperiodclaimsinaninvoluntarycaseunder507(a)(3),]andpriority 1 taxclaimsunderCode507(a)(8))willbepaidasfollows[inserttreatmentofclaims].  2   & J 2.  Class2:SecuredClaimof[insertnameofsecuredcreditor]. "X 4 Theclaimof_______________________,totheextentallowedasasecuredclaimunderCode #>!5 506willbepaidasfollows[inserttreatmentofclaim]. |$$"6 [Addotherclassesofsecuredcreditors,ifany.Note:Code1129(a)(9)(D)providesthata b% #7 securedtaxclaimwhichwouldotherwisemeetthedescriptionofaprioritytaxclaimunderCode H 507(a)(8)istobepaidinthesamemannerandoverthesameperiodasprescribedin .'$9 507(a)(8).]'J"rp (%: 3.  Class3:AllUnsecuredClaimsAllowedUnderCode502.   )'< UnsecuredclaimsallowedunderCode502(otherthanClass1PriorityClaims)willbepaidas *n(= follows[inserttreatmentofclaim]. +T)> [Addotherclassesofunsecuredclaims,ifany.] x- +@ 4.  Class4:EquityInterestsintheDebtor. D/,B Equityinterestswillbepaidasfollows[inserttreatmentofequityinterests]. *0-C [IftheDebtorisanindividual! TheinterestsoftheindividualDebtorinpropertyoftheestate.] X   F.  TREATMENTOFU.S.TRUSTEEFEES  $   Allfeesrequiredtobepaidby28U.S.C.1930(a)(6)(U.S.TrusteeFees)willaccrueandbetimely  paiduntilthecaseisclosed,dismissed,orconvertedtoanotherchapteroftheCode.AnyU.S. ~ TrusteeFeesowedonorbeforetheeffectivedateofthisPlanwillbepaidontheeffectivedate. d  IV.  ALLOWANCEANDDISALLOWANCEOFCLAIMS  0 A.  DisputedClaims T    Adisputedclaimisaclaimthathasnotbeenallowedordisallowed[byafinalnonappealable :  order],andastowhicheither:(i)aproofofclaimhasbeenfiledordeemedfiled,andtheDebtoror   anotherpartyininteresthasfiledanobjection;or(ii)noproofofclaimhasbeenfiled,andthe   Debtorhasscheduledsuchclaimasdisputed,contingent,orliquidated.     Nodistributionwillbemadeonaccountofadisputedclaimunlesssuchclaimisallowed[byafinal ` nonappealableorder]. F  B.  SettlementofDisputedClaims j  TheDebtorwillhavethepowerandauthoritytosettleandcompromiseadisputedclaimwithcourt P approvalandcompliancewithRule9019oftheFederalRulesofBankruptcyProcedure. 6 & d V.  PROVISIONSFOREXECUTORYCONTRACTSANDUNEXPIREDLEASES   A.  AssumedExecutoryContractsandUnexpiredLeases v  TheDebtorassumesthefollowingexecutorycontractsand/orunexpiredleaseseffectiveuponthe \ [Insert effectivedateofthisPlan, thedateoftheentryoftheorderconfirmingthisPlan,orother B applicabledate]:'d{ (   [Listassumedexecutorycontractsand/orunexpiredleases.] f   AssumptionmeansthattheDebtorhaselectedtocontinuetoperformtheobligationsundersuch L executorycontractsandunexpiredleases,andtocuredefaultsofthetypethatmustbecured 2 undertheCode,ifany. ExhibitC alsolistshowtheDebtorwillcureandcompensatetheother   partytosuchcontractorleaseforanysuchdefaults. ! Ifyouobjecttotheassumptionofyourunexpiredleaseorexecutorycontract,theproposedcure !r# ofanydefaults,ortheadequacyofassuranceofperformance,youmustfileandserveyour "X $ objectiontothePlanwithinthedeadlineforobjectingtotheconfirmationofthePlan,unlessthe #>!% Courthassetanearliertime. |$$"&  B.  RejectedExecutoryContractsandUnexpiredLeases H&#(  TheDebtorwillbeconclusivelydeemedtohaverejectedallexecutorycontractsandunexpired .'$) leasesthat(a)arenotexpresslyassumedundersectionV.A.ofthisPlanor(b)werenotassumed (%* underaseparatemotionbeforetheeffectivedateofthisPlan.Aproofofaclaimarisingfrom (&+ therejectionofanexecutorycontractorunexpiredleaseundersectionV.A.ofthisPlanmustbe )', filednolaterthanthirtydaysaftertheeffectivedateofthisPlan.Anyclaimbasedonthe *n(- rejectionofacontractorleasewillbebarrediftheproofofclaimisnottimelyfiled,unlessthe +T). Courtordersotherwise. ,:*/ Allexecutorycontractsandunexpiredleasesthatarenotlistedasbeingassumedwillberejected ^.,1 underthePlan.Consultyouradviserorattorneyformorespecificinformationaboutparticular D/,2 contractsorleases.Ifyouobjecttotherejectionofyourcontractorlease,youmustfileand *0-3 serveyourobjectiontothePlanwithinthedeadlineforobjectingtotheconfirmationofthePlan. X   VI.  GENERALPROVISIONS $   A.  DefinitionsandRulesofConstruction   ThedefinitionsandrulesofconstructionstatedinCode101and102applywhenterms ~ definedorconstruedintheCodeareusedinthisPlan,andtheyaresupplementedbythe d followingdefinitions:[Insertadditionaldefinitionsifnecessary]. J  B.  EffectiveDateofPlan n    TheeffectivedateofthisPlanistheeleventhbusinessdayfollowingthedateoftheentryofthe T   orderofconfirmation.Butifastayoftheconfirmationorderisineffectonthatdate,the :  effectivedatewillbethefirstbusinessdayafterthatdateonwhichnostayoftheconfirmation   orderisineffect,unlesstheconfirmationorderhasbeenvacated.    C.  Severability z   IfanyprovisioninthisPlanisdeterminedtobeunenforceable,thedeterminationwillinnoway ` limitoraffecttheenforceabilityandoperativeeffectofanyotherprovisionofthisPlan. F  D.  BindingEffect j  TherightsandobligationsofanyentitynamedorreferredtointhisPlanwillbebindingupon P andwillinuretothebenefitofthesuccessorsorassignsofsuchentity. 6  E.  Captions   TheheadingscontainedinthisPlanareforconvenienceofreferenceonlyanddonotaffectthe  meaningorinterpretationofthisPlan. v  F.  CorporateGovernance B  IftheDebtorisacorporationincludeprovisionsrequiredbyCode1123(a)(6). (  VII.  OTHERPROVISIONS L  [Insertotherprovisions,asapplicable.] 2  VIII.  MEANSOFIMPLEMENTINGTHEPLAN ! A.  SourceofPayments  !r# PaymentsanddistributionsunderthePlanwillbefundedbythefollowing:[Describethesource "X $ offundsforpaymentsunderthePlan.] #>!%  B.  PostConfirmationManagement  b% #' ThePostConfirmationManagersoftheDebtor,andtheircompensation,willbeasfollows: H&#( *JA@KFddZZZZZZ ZZ HA@I(#(#,ZZ,ZZ,ZZ,ZZ,ZZ+  <G'.'$).'$ <Name 8G#.'$*G 8Affiliations 8G#.'$+G 8Insider(yesor .'$, no) 8G#(%-G 8Position 8G#.'$.G 8Compensation E;#.'$/  G EK(X(&K  (&0 ! !X!    ݌! X!!   (&1 ! !X!  w  w݌! X!!   (&2 ! !X!  5  5q݌! X!!   (&3 ! !X!    /݌! X!!  -#(&4  -  )'5   )'6   )'7   )'8  -#)'9  -  *n(:   *n(;   *n(<   *n(=  -#*n(>  -  +T)?   +T)@   +T)A   +T)B $+T)C   $K(X,:*K C.  RiskFactors x- +D  TheproposedPlanhasthefollowingrisks: ^.,E [ListallriskfactorsthatmightaffecttheDebtor'sabilitytomakepaymentsandother D/,F distributionsrequiredunderthePlan.] *0-G Ї D.  TaxConsequencesofPlan X  CreditorsandequityinterestholdersconcernedwithhowthePlanmayaffecttheirtaxliability > shouldconsultwiththeiraccountants,attorneys,oradvisors.Thefollowingaretheanticipated $ taxconsequencesofthePlan:[Listthefollowinggeneralconsequencesasaminimum:(1)Tax   consequencestotheDebtorofthePlan;(2)Generaltaxconsequencesoncreditorsofany  discharge,andthegeneraltaxconsequencesofreceiptofPlanconsiderationafterconfirmation.) ~   IX.  CONFIRMATIONREQUIREMENTSANDPROCEDURES J A.  OverviewofRequirements n     Tobeconfirmable,thePlanmustmeettherequirementslistedinCode1129(a)or(b).These T   includetherequirementsthat:thePlanmustbeproposedingoodfaith;atleastoneimpaired :  classofclaimsmustaccepttheplan,withoutcountingvotesofinsiders;thePlanmustdistribute   toeachcreditorandequityinterestholderatleastasmuchasthecreditororequityinterest   holderwouldreceiveinachapter7liquidationcase,unlessthecreditororequityinterestholder   votestoacceptthePlan;andthePlanmustbefeasible.Theserequirementsarenottheonly z  requirementslistedinCode1129,andtheyarenottheonlyrequirementsforconfirmation. `   B.  WhoMayVoteorObject ,   AnypartyininterestmayobjecttotheconfirmationofthePlanifthepartybelievesthatthe j requirementsforconfirmationarenotmet. P Manypartiesininterest,however,arenotentitledtovotetoacceptorrejectthePlan.Acreditor 6 orequityinterestholderhasarighttovotefororagainstthePlanonlyifthatcreditororequity  interestholderhasaclaimorequityinterestthatisboth(1)allowedorallowedforvoting  purposesand(2)impaired.   C.  WhatIsanAllowedClaimoranAllowedEquityInterest?  \ Onlyacreditororequityinterestholderwithanallowedclaimoranallowedequityinteresthas B therighttovoteonthePlan.Generally,aclaimorequityinterestisallowedifeither(l)the ( DebtorhasscheduledtheclaimontheDebtor'sschedules,unlesstheclaimhasbeenscheduled f asdisputed,contingent,orunliquidated,or(2)thecreditorhasfiledaproofofclaimorequity L interest,unlessanobjectionhasbeenfiledtosuchproofofclaimorequityinterest.Whena 2 claimorequityinterestisnotallowed,thecreditororequityinterestholderholdingtheclaimor   equityinterestcannotvoteunlesstheCourtoverrulestheobjectionorallowstheclaimorequity ! interestforvotingpurposesunderRule3018(a)oftheFederalRulesofBankruptcyProcedure.  " Thedeadlineforfilingaproofofclaiminthiscasewas_________. "X $ [Ifapplicable"Thedeadlineforfilingobjectionstoclaimsis_________.] #>!%  D.  WhatIsanImpairedClaimorImpairedEquityInterest?  b% #' Asnotedabove,theholderofanallowedclaimorequityinteresthastherighttovoteonlyifitis H&#( inaclassthatisimpairedunderthePlan.AsprovidedinCode1124,aclassisconsidered .'$) impairedifthePlanaltersthelegal,equitable,orcontractualrightsofthemembersofthatclass. (%*  E.  WhoisNotEntitledtoVote  )', Thefollowingtypesofcreditorsandequityinterestholdersarenotentitledtovote: *n(-   1.HoldersofClaimsandequityintereststhathavebeendisallowedbyanorderoftheCourt. +T). 2.Holdersofotherclaimsorequityintereststhatarenot"allowedclaims"or"allowedequity ,:*/ interests"(asdiscussedabove),unlesstheyhavebeen"allowed"forvotingpurposes. x- +0 3.Holdersofclaimsorequityinterestsinunimpairedclasses. ^.,1 4.HoldersofclaimsentitledtoprioritypursuanttoCode507(a)(2),(a)(3),and(a)(8). D/,2 5.Holdersofclaimsorequityinterestsinclassesthatdonotreceiveorretainanyvalueunderthe *0-3 Plan. X 6.Holdersofadministrativeexpenses. >   Evenifyouarenotentitledtovoteontheplan,youhavearighttoobjecttotheconfirmationof $ theplan.    F.  WhoCanVoteinMoreThanOneClass  ~ Acreditorwhoseclaimhasbeenallowedinpartasasecuredclaimandinpartasanunsecured d claimorwhootherwiseholdclaimsinmultipleclasses,isentitledtoacceptorrejectaPlanin J eachcapacity,andshouldcastoneballotforeachclaim.  0  G.  VotesNecessarytoConfirmthePlan T    Ifimpairedclassesexists,theCourtcannotconfirmthePlanunless(1)atleastoneimpaired :  classofcreditorshasacceptedthePlanwithoutcountingthevotesofanyinsiderswithinthat   class,and(2)allimpairedclasseshavevotedtoacceptthePlan,unlessthePlaniseligibletobe   confirmedby"cramdown"onnonacceptingclasses,asdiscussedbelowinsectionG.2.     1. ` VotesNecessaryforaClasstoAcceptthePlan ` AclassofclaimsacceptsthePlanifbothofthefollowingoccur:(1)theholdersofmorethan F onehalfoftheallowedclaimsintheclass,whovote,casttheirvotestoacceptthePlan,and(2) , theholdersofatleasttwothirdsindollaramountoftheallowedclaimsintheclass,whovote, j casttheirvotestoacceptthePlan. P   AclassofequityinterestsacceptsthePlaniftheholdersofatleasttwothirdsinamountofthe 6 allowedequityinterestsintheclass,whovote,casttheirvotestoacceptthePlan.   X2. ` TreatmentofNonacceptingClasses   XEvenifoneormoreimpairedclassesrejectthePlan,theCourtmaynonethelessconfirmthePlan v ifthenonacceptingclassesaretreatedinthemannerprescribedbyCode1129(b).APlanthat \ bindsnonacceptingclassesiscommonlyreferredtoasa"cramdown"plan.TheCodeallowsthe B Plantobindnonacceptingclassesofclaimsorequityinterestsifitmeetsalltherequirementsfor ( consensualconfirmationexceptthevotingrequirementsofCode1129(a)(8),doesnot f "discriminateunfairly,"andis"fairandequitable"towardeachimpairedclassthathasnotvotedto L acceptthePlan. 2 Youshouldconsultyourownattorneyifa cramdownconfirmationwillaffectyourclaimorequity   interest,asthevariationsonthisgeneralrulearenumerousandcomplex. !  H.  LiquidationAnalysis !r#  ToconfirmthePlan,theCourtmustfindthatallcreditorsandequityinterestholderswhodonot "X $ acceptthePlanwillreceiveatleastasmuchunderthePlanassuchclaimandequityinterestholders #>!% wouldreceiveinachapter7liquidation.AliquidationanalysisisattachedtothisDisclosure |$$"& Statementas ExhibitE . I.  Feasibility b% #'  TheCourtmustfindthatconfirmationofthePlanisnotlikelytobefollowedbytheliquidation,or .'$) theneedforfurtherfinancialreorganization,oftheDebtororanysuccessortotheDebtor,unless (%* suchliquidationorreorganizationisproposedinthePlan. J. p AbilitytoInitiallyFundPlan  (&+ ThePlanProponentbelievesthattheDebtorwillhaveenoughcashonhandontheeffectivedate *n(- ofthePlantopayalltheclaimsandexpensesthatareentitledtobepaidonthatdate.Tables +T). showingtheamountofcashonhandontheeffectivedateofthePlan,andthesourcesofthatcash ,:*/ areattachedtoas ExhibitF . x- +0  K.  AbilitytoMakeFuturePlanPaymentsAndOperateWithoutFurtherReorganization  D/,2 ThePlanProponentmustalsoshowthatitwillhaveenoughcashoverthelifeofthePlantomake *0-3 therequiredPlanpayments.ThePlanProponenthasprovidedprojectedfinancialinformation. X Thoseprojectionsarelistedin ExhibitG . > ThePlanProponent'sfinancialprojectionsshowthattheDebtorwillhaveanaggregateannual   averagecashflow,afterpayingoperatingexpensesandpostconfirmationtaxes,of$_______.The  finalPlanpaymentisexpectedtobepaidon_________. ~ [Summarizethenumericalprojections,andhighlightanyassumptionsthatarenotinaccordwith d pastexperience.Explainwhysuchassumptionsshouldnowbemade.] J Youshouldconsultwithyouraccountantorotherfinancialadvisorifyouhaveanyquestions n   pertainingtotheseprojections. T    X.  EFFECTOFCONFIRMATIONOFPLAN   A.  Discharge    [IftheDebtorisnotentitledtodischargeunder11|U.S.C.1141(d)(3)changethisheadingto NO z  DISCHARGEOFDEBTOR.] ` [OptionlIfDebtorisanindividualand1141(d)(3)isnotapplicable] , ConfirmationofthisPlandoesnotdischargeanydebtprovidedforinthisPlanuntilthecourtgrants j adischargeoncompletionofallpaymentsunderthisPlan,orasotherwiseprovidedinCode P 1141(d)(5).TheDebtorwillnotbedischargedfromanydebtexceptedfromdischargeunderCode 6 523,exceptasprovidedinRule4007(c)oftheFederalRulesofBankruptcyProcedure.  [Option2"IftheDebtorisapartnershipandCode1141(d)(3)isnotapplicable]  OntheconfirmationdateofthisPlan,thedebtorwillbedischargedfromanydebtthatarosebefore v confirmationofthisPlan,subjecttotheoccurrenceoftheeffectivedate,totheextentspecifiedin \ Code1141(d)(1)(A).TheDebtorwillnotbedischargedfromanydebtimposedbythisPlan. B [Option3"IftheDebtorisacorporationandCode1141(d)(3)isnotapplicable] f OntheconfirmationdateofthisPlan,thedebtorwillbedischargedfromanydebtthatarosebefore L confirmationofthisPlan,subjecttotheoccurrenceoftheeffectivedate,totheextentspecifiedin 2 Code1141(d)(1)(A),exceptthattheDebtorwillnotbedischargedofanydebt:(i)imposedbythis   Plan;(ii)ofakindspecifiedinCode1141(d)(6)(A)ifatimelycomplaintwasfiledinaccordance ! withRule4007(c)oftheFederalRulesofBankruptcyProcedure;or(iii)ofakindspecifiedinCode  " 1141(d)(b)(8). !r# [Option4"If1141(d)(3)isapplicable] #>!% InaccordancewithCode1141(d)(3),theDebtorwillnotreceiveanydischargeofdebtinthis |$$"& bankruptcycase. b% #'  B.  ModificationofPlan .'$)  ThePlanProponentmaymodifythePlanatanytimebeforeconfirmationofthePlan.However, (%* theCourtmayrequireanewdisclosurestatementand/orrevotingonthePlan. (&+ [IftheDebtorisnotanindividual,addthefollowing:"ThePlanProponentmayalsoseektomodify )', thePlanatanytimeafterconfirmationonlyif(1)thePlanhasnotbeensubstantiallyconsummated *n(- and(2)theCourtauthorizestheproposedmodificationsafternoticeandahearing."] +T). [IftheDebtorisanindividual,addthefollowing:"UponrequestoftheDebtor,theUnitedStates x- +0 trustee,ortheholderofanallowedunsecuredclaim,thePlanmaybemodifiedatanytimeafter ^.,1 confirmationofthePlanbutbeforethecompletionofpaymentsunderthePlan,to(1)increaseor D/,2 reducetheamountofpaymentsunderthePlanonclaimsofaparticularclass,(2)extendorreduce *0-3 thetimeperiodforsuchpayments,or(3)altertheamountofdistributiontoacreditorwhoseclaim X isprovidedforbythePlantotheextentnecessarytotakeaccountofanypaymentoftheclaimmade > otherthanunderthePlan."] $  C.  FinalDecree   Oncetheestatehasbeenfullyadministered,asprovidedinRule3022oftheFederalRulesof ~ BankruptcyProcedure,thePlanProponent,orsuchotherpartyastheCourtshalldesignateinthe d PlanConfirmationOrder,shallfileamotionwiththeCourttoobtainafinaldecreetoclosethecase. J Alternatively,theCourtmayentersuchafinaldecreeonitsownmotion.  0   _____________________________________________ T   [SignatureofthePlanProponent] :      _____________________________________________   [SignatureoftheAttorneyforthePlanProponent]     ]XXXXInstructions:Completeallpartsoftheform,includeExhibitsAGonthefollowingpages,and f filewiththeCourt L ECFEvent:Bankruptcy>Plan>Chapter11SmallBusinessPlan&DisclosureStatement#XXX]X.# 2     EXHIBITS X       ExhibitA!IdentityandValueofMaterialAssetsofDebtor n   ExhibitB!PrepetitionFinancialStatements(tobetakenfromthosefiledwiththecourt) :  ExhibitC!CureProposalsforExecutoryContractsandUnexpiredLeasestobeAssumed   ExhibitD!SummaryofPostpetitionOperatingReports z     F     ExhibitE"LiquidationAnalysis X   PlanProponent'sEstimatedLiquidationValueofAssets $ Assets  a.  Cashonhand    h      p $ ~ b.  Accountsreceivable   h      p $ d c.  Inventory    h      p $ J d.  Officefurniture&equipment h      p $  0 e.  Machinery&equipment h      p $ n   f.  Automobiles    h      p $ T   g.  Building&Land   h      p $ :    Xh.  Customerlist    h      p $   I  Investmentproperty(suchasstocks,bondsorother p $      financialassets)    Xj.  Lawsuitsorotherclaimsagainstthirdparties p $ z    k.  Otherintangibles(suchasavoidingpowersactions) p $ `  X XTotalAssetsatLiquidationValue   p $ ,  X XLess: P Securedcreditors'recoveries   h      p $ 6 Less:  Chapter7trusteefeesandexpenses h      p $  Less:  Chapter11administrativeexpenses h      p $ v Less: \ Priorityclaims,excludingadministrativeexpenseclaims p $ B [Less: ( Debtor'sclaimedexemptions]   h      p $ f  X(1) ` Balanceforunsecuredclaims 2  X X(2) ` Totaldollaramountofunsecuredclaims !  XPercentageofClaimsWhichUnsecuredCreditorsWould p $ !r# ReceiveOrRetaininaChapter7Liquidation: "X $ PercentageofClaimsWhichUnsecuredCreditorsWill p ___%[Divide(1)by(2)]Receiveor |$$"& RetainunderthePlan: b% #'  ___% H&#(   (&+     ExhibitF"CashonhandontheeffectivedateofthePlan X   CashonhandoneffectivedateofthePlan:     p $ $ Less   XAmountofadministrativeexpensespayableon p  ~ effectivedateofthePlan d  X XAmountofstatutorycostsandcharges   p   0  X XAmountofcurepaymentsforexecutorycontracts p  T    X XOtherPlanPaymentsdueoneffectivedateofthe p    Plan    X Balanceafterpayingtheseamounts888 p $ z   ThesourcesofthecashDebtorwillhaveonhandbytheeffectivedateofthePlanareestimated F asfollows: ,  X$ `    CashinDebtor'sbankaccountnow P  X  ` + ` AdditionalcashDebtorwillaccumulatefromnetearningsbetweennowand  effectivedateofthePlan[statethebasisforsuchprojections]    `   ` + ` Borrowing[separatelystatetermsofrepayment] v   `   ` + ` CapitalContributions B   `   ` + ` Other f   `   ` $ ` Total[Thisnumbershouldmatch cashonhandfigurenotedabove 2   `  !     ExhibitG!ProjectionsofCashFlowandEarningsforPostConfirmationPeriod X